Terms of Use

Welcome to Manas Plan. By accessing and using our website, services, and content, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully before using our site. If you do not agree to these terms, you should not access or use the site.

1. Acceptance of Terms

By accessing or using Manas Plan's website, webinars, and other services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and any applicable laws and regulations. If you are using the site on behalf of an organization, you confirm that you have the authority to bind the organization to these terms.

2. Use of the Website and Services

Manas Plan provides various services, including but not limited to financial consulting, webinars, educational resources, and content related to financial planning and investment. You agree to use our website and services for lawful purposes only and in a manner that does not infringe the rights of, restrict, or inhibit the use of the website by any third party.

You may not use the website for:

• Any unlawful or fraudulent purposes.
• Impersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.
• Engaging in activities that could harm, disable, overburden, or impair the functionality of the website.
• Collecting or harvesting any personally identifiable information from other users without their consent.

3. Account Registration

Certain features of our website may require you to register an account. When registering, you agree to provide accurate, complete, and current information, and you are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized use of your account or any other security breach.

4. Intellectual Property

All content available on Manas Plan's website, including text, graphics, logos, images, videos, and other materials, is the property of Manas Plan or its content providers and is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works from any of the content on our website without prior written permission from Manas Plan.

5. User Content

By submitting any content to Manas Plan (e.g., comments, questions, feedback), you grant us a non-exclusive, royalty-free, worldwide license to use, display, and distribute the content in connection with the website and services. You retain ownership of the content, but by submitting it, you grant us the right to use it for promotional, marketing, and educational purposes.

You are solely responsible for any content you submit, and you agree not to submit content that is defamatory, offensive, or violates the rights of others. We reserve the right to remove any content that we deem inappropriate or in violation of these Terms of Use.

6. Payment and Refunds

Some of the services on our website, such as consultations or premium webinars, may require payment. If you make a purchase, you agree to pay all applicable fees and taxes. Payments are processed through secure third-party payment processors, and you agree to abide by their terms and conditions.

If you are not satisfied with a paid service, you may request a refund in accordance with our refund policy, which will be provided at the time of purchase. Refund requests must be made within the specified time frame outlined on the product or service page.

7. Disclaimers and Limitation of Liability

While we strive to provide accurate and up-to-date information, Manas Plan does not guarantee the accuracy, completeness, or reliability of any content or services on the website. The website and services are provided "as is" and "as available" without warranties of any kind, either express or implied.

Manas Plan will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the website, services, or any content, including but not limited to lost profits, data loss, or business interruption.

8. Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the website, you consent to the practices described in the Privacy Policy.

9. Modifications to the Website and Services

Manas Plan reserves the right to modify, suspend, or discontinue any part of the website or services at any time without notice. We may also update these Terms of Use from time to time, and any changes will be posted on this page. By continuing to use the website after such updates, you agree to be bound by the revised terms.

10. Governing Law and Dispute Resolution

These Terms of Use are governed by and construed in accordance with the laws of South Africa. Any disputes arising out of or relating to these terms shall be resolved through binding arbitration in accordance with the rules of the South African Arbitration Association.

11. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at:

• Email: Manas [email protected].